Collaborate, cost split and settle in Bitcoin

For teams, friends and families.

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Collaborate, cost split and settle in Bitcoin

For teams, friends and families.

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  • Cost split Cost split
  • Manage costs. For your next trip or a new business project.
  • Team chat Team chat
  • Talk in private. Team work on a Bitcoin standard.
  • Lightning & Liquid Peer to peer
  • Settle, receive and store your funds in a non-custodial wallet.
  • Tether Tether USDT
  • Remit and hold dollars with seamless support of USDT.

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Teamwork across borders. Simplified.

Cowbolt gives you a tool to collaborate without a middleman. Making group management secure and easy.


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Track costs and share ideas in private.

Manage your group's shared expenses and settle up whenever you decide.


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Non-custodial settlement. Peer to peer.

Enjoy instant global settlements to anyone who have the Cowbolt App or a similar Lightning or Liquid wallet.


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Hold your own Bitcoin or Tether USDT.

Lightning and Liquid gives the perfect balance of security and cheap transactions for both Bitcoin or Tether USDT.